Personal Finance

Dividend & Passive Income Prompt for Finta MCP

Paste this prompt into your AI assistant to get a full dividend income summary, yield analysis, concentration check, and a projection of how close you are to your passive income goal.

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Prompt
Using my Finta investment data, analyze my dividend and passive income picture.

**1. Dividend income summary**
- List all securities in my portfolio that pay dividends
- Show estimated annual dividend income per holding (yield × current value)
- What's my total estimated annual dividend income?

**2. Income by account**
- Break dividend income down by brokerage account
- Which account generates the most passive income?

**3. Yield analysis**
- What's my overall portfolio yield (total dividend income ÷ total portfolio value)?
- Which holdings have the highest yield?
- Flag any holdings with unusually high yield that might signal elevated risk

**4. Dividend transaction history**
- From my investment transactions, show actual dividends received over the past 12 months
- Is my dividend income growing, flat, or declining?
- Which months tend to be highest and lowest for dividend payments?

**5. Concentration check**
- How concentrated is my dividend income? (e.g., top 3 holdings = X% of total)
- Are any sectors overrepresented in my dividend payers?

**6. Path to an income goal**
- If I wanted to reach $[X] per month in dividend income, how much additional investment would be needed at my current average yield?

Distinguish clearly between estimated figures and confirmed transaction data.

Dividend & Passive Income Prompt for Finta MCP

See exactly how much your portfolio is earning for you — per holding, per account, and in total. This prompt goes beyond your current yield to show dividend payment history, concentration risk, and a clear path to any passive income goal you set.

What this prompt covers

  • Annual dividend income estimate per holding and in total, based on current values and yields
  • Income by brokerage account to see which accounts are doing the most work
  • Yield analysis with risk flags for unusually high-yield positions
  • 12-month dividend transaction history with trend and seasonality
  • Concentration check — how dependent your income is on a few holdings or sectors
  • Goal calculator — how much more you'd need to invest to hit a target monthly income

How to use it

  1. Make sure your investment accounts are connected in Finta
  2. Install the Finta MCP server in your AI client
  3. Copy the prompt above
  4. Replace 
    [X]
    with your monthly passive income goal (or remove that section if you don't have one yet)
  5. Paste into your AI and send

Understanding estimated vs. confirmed data

The prompt deliberately separates two types of data:

  • Confirmed: Actual dividend payments from your investment transaction history
  • Estimated: Projected annual income based on current holdings × current yield

The AI will label each clearly. The estimated figures are useful for planning; the confirmed figures show what you've actually received.

Combine it with other prompts

  • Retirement Readiness Check — dividend income is one component of retirement cash flow
  • Net Worth Snapshot — see how your dividend-generating assets fit into your overall wealth picture

Connect your accounts once. Ask anything.

Set up Finta MCP to give your AI assistant read-only access to your real financial data — then use these prompts to get instant analysis.

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