A remote MCP server that lets a supported AI client work with the financial data in your Finta account. You authorize it over OAuth, choose which accounts it can reach, and your assistant queries that data in plain language.

Is Finta MCP read-only?

Not exactly, and the distinction matters. Bank connectivity is read-only and always will be. Within Finta, MCP can also make controlled changes to data Finta manages: manual accounts, categories, transaction categorization, and rules. It cannot move money, alter bank connections, or modify bank-synced accounts.

Which AI clients does it work with?

Claude Desktop and Claude on the web, Claude Code, Cursor, Hermes Agent, OpenAI Codex, and other compatible remote HTTP MCP clients.

Do I need Storage Mode turned on?

Yes, and connecting a client turns it on for you. MCP answers from the financial data Finta stores, so Storage Mode has to be on. If you turn it off, Finta permanently deletes your stored transactions, holdings, investment activity, categories, and balance history, and MCP has nothing left to read from them.

Can I connect more than one AI client?

Yes. Each client authorizes separately and appears as its own connection, with its own account scope. Disconnecting one leaves the others working.

MCP integration

Ask your AI anythingabout your finances

Finta MCP is a remote MCP server that connects your Finta account to a supported AI client. Authorize it once over OAuth and choose which accounts it can see. Your assistant then reads your real transactions, balances, and holdings. It can also make scoped changes to the data Finta manages.

Set Up Finta MCP

Already have a Finta account

Start Free Trial

New to Finta

7-day free trial. No credit card required.

MCP cannot move money or change your bank connections.

What it reads

Transactions, balances, holdings, and investment activity

What it writes

Manual accounts, categories, transaction categories, and rules

Clients

Claude, Claude Code, Cursor, Hermes Agent, OpenAI Codex

Connection

Remote HTTP MCP server with OAuth consent

What it reads

Transactions, balances, holdings, and investment activity

What it writes

Manual accounts, categories, transaction categories, and rules

Clients

Claude, Claude Code, Cursor, Hermes Agent, OpenAI Codex

Connection

Remote HTTP MCP server with OAuth consent

Boundary

Cannot move money or change bank connections

Prompt library

Maintained prompts, not a blank chat box

Browse all MCP templates →

Paste one of these into your assistant and it runs the whole analysis against your real accounts. Each is kept current as the MCP tools change.

Spending Analysis Prompt for Finta MCP

A full breakdown of spending by category, forgotten subscriptions, and your top three savings opportunities.

Net Worth Snapshot Prompt for Finta MCP

Net worth over time, assets and liabilities broken out, and a 12-month projection at your current pace.

Debt Payoff Planner Prompt for Finta MCP

A complete debt inventory, avalanche versus snowball compared, and the highest-impact action available now.

Retirement Readiness Check Prompt for Finta MCP

Retirement account inventory, contribution analysis, and scenario projections to your target age.

View template →

Household Finance Check-In Prompt for Finta MCP

Cash flow, spending breakdown, account snapshot, upcoming obligations, and this week’s action items.

View template →

Dividend & Passive Income Prompt for Finta MCP

Dividend income summary, yield analysis, concentration check, and progress toward a passive income goal.

View template →

Automatic syncing

From your connected accounts to the assistant you already use

Finta syncs your connected sources automatically, on timing each provider sets. Your AI client reads that stored data through MCP. It never touches your bank connections.

Claude

Claude Code

Cursor

Hermes Agent

OpenAI Codex

Bank → Finta · read-onlyVia MCP · reads + scoped writes

Supported clients

Connect the tool you already work in

Read the connection docs →

Claude DesktopSettings → Connectors → Add custom connector

Claude on the webThe same custom connector flow, in the browser

Claude Codeclaude mcp add --transport http finta https://mcp.finta.io/mcp

Cursor~/.cursor/mcp.json

Hermes Agent~/.hermes/config.yaml

OpenAI CodexAny remote HTTP MCP client, same URL

https://mcp.finta.io/mcpOne endpoint for every client above, plus any other compatible remote HTTP MCP client.

Capabilities

What your assistant can read, and what it can change

READS

Your financial data, as Finta already stores it

The same data families the other Finta destinations receive, available to your assistant on request.

Accounts, balances, and daily balance history
Transactions and the categories assigned to them
Holdings and securities in investment accounts
Investment transactions: buys, sells, dividends, cash activity
Liabilities: payment amounts, due dates, interest rates

CONTROLLED WRITES

Finta-managed fields only, never your bank connection

Your assistant can tidy up the records Finta owns, including how bank-synced transactions are categorized. It cannot touch a bank-synced account itself.

Manual accounts you created in Finta
Categories and the groups they sit in
Transaction categorization, one at a time or in bulk, including bank-synced transactions
Rules, and re-running them over stored transactions
A bank-synced account itself stays read-only; only its transaction metadata can change

Boundary

What MCP cannot do

Finta MCP cannot move money. It cannot alter your bank connections. It cannot modify bank-synced accounts. It can write only to the manual accounts, categories, transaction categories, and rules that Finta manages for you. Finta never sees or stores your bank credentials, so MCP never has them to begin with.

Consent and control

You decide what it sees, and for how long

Every connection is authorized by you, scoped by you, and revocable by you at any time.

OAuth consent

You connect by signing in through Finta's OAuth flow, not by pasting a token. The consent screen summarizes what the client can access and change before you approve it.

Account scope

Choose which accounts a client can read at consent time, either all of them or a specific set. Rules it creates run over your full stored ledger, not just the accounts you selected. You can change your account selection later without reconnecting.

Storage Mode

MCP answers from the data Finta stores for you, so Storage Mode has to be on. Connecting a client turns it on for you. If you later switch it off, Finta permanently deletes your stored transactions, holdings, investment activity, categories, and balance history, and MCP has nothing left to read from them.

Revocation

Each client is its own connection. Disconnect any one of them from your Finta settings, and it loses access without affecting the others.

How it works

Three steps, then just ask

Read the MCP setup docs →

Add the server to your client

Point your AI client at the Finta MCP endpoint over remote HTTP. That is one line of config, or one menu in Claude.

Authorize scoped access

Sign in through Finta's OAuth consent screen, review what the client is requesting, and pick which accounts it may see. No API key to copy or store.

Ask your AI assistant

Ask in plain language and your assistant answers from your real accounts. Start with a maintained prompt template, or write your own.

Proof and safety

The data underneath the answers

Check bank coverage Read about security

12,000+supported banks and financial institutionsConfirm your institution in Finta's coverage directory before setup.

2.2M+unique transaction records createdMore than 2.2 million unique transaction records created in customers’ connected destinations since July 2025.

Scopedaccess you approveEvery client authorizes through OAuth against the accounts you select, and you can revoke it at any time.

FAQ

Frequently asked questions

Other destinations

Prefer another workspace?

Compare all integrations →

Google SheetsFormulas, pivots, and reports you already use.NotionConnected databases and planning workflows.AirtableRelational bases and operational workflows.CodaFinance-ready tables through the Finta Pack.

Give your AI assistant the financial data it has been guessing about

Connect your accounts once, authorize the client you already use, and ask in plain language.

Set Up Finta MCP

Already have a Finta account

Start Free Trial

New to Finta

7-day free trial. No credit card required.

Ask your AI anythingabout your finances

Maintained prompts, not a blank chat box

Spending Analysis Prompt for Finta MCP

Net Worth Snapshot Prompt for Finta MCP

Debt Payoff Planner Prompt for Finta MCP

Retirement Readiness Check Prompt for Finta MCP

Household Finance Check-In Prompt for Finta MCP

Dividend & Passive Income Prompt for Finta MCP

From your connected accounts to the assistant you already use

Connect the tool you already work in

What your assistant can read, and what it can change

Your financial data, as Finta already stores it

Finta-managed fields only, never your bank connection

You decide what it sees, and for how long

Three steps, then just ask

Add the server to your client

Authorize scoped access

Ask your AI assistant

The data underneath the answers

Frequently asked questions

Prefer another workspace?

Give your AI assistant the financial data it has been guessing about

Search Finta