Net worth · Templates
Net worth templates
A Google Sheets net worth tracker and a Finta MCP prompt that works out your net worth over time. Both take assets minus liabilities, and both get more useful the longer your balance history runs. Type balances in once a month, or connect Finta and let it add a snapshot every day.
2 net worth templates
Newest first
Finta MCP · Personal finance
Net worth snapshot prompt
Net worth today and over time, what is driving it, and a 12-month projection at your current pace.
View prompt
Google Sheets · Net worth
Net worth tracker for Google Sheets
Assets minus liabilities by week, month, quarter or year, with a trend chart from balance snapshots.
View template
How it works
Net worth is one number. Keeping it current is the chore.
A net worth tracker is only as good as its last update, and most go stale the month after you build them. Finta writes account balances and a daily snapshot into Balance History, so the trend line keeps moving without you. The net worth guide covers what to count and how to calculate it.
7-day free trial. No credit card required.
List every account you own and owe on.
Checking, savings, brokerage, retirement, cards and loans.
Record today's balances.
By hand in the sheet, or by connecting Finta.
Add a snapshot on a schedule.
Monthly by hand is enough. Finta adds one every day.
Net worth questions
Before you copy one
- How often should I update my net worth?
- Monthly works for most people tracking by hand. With Finta connected, Balance History gets a new row every day.
- Should I count my home?
- Count its estimated value as an asset and the mortgage as a liability, or leave both out if you would rather track liquid net worth. Either works if you stay consistent.
- Spreadsheet or AI prompt?
- Use the spreadsheet if you want a chart you can check any time. Use the prompt when you want an explanation of what moved and why.