Personal finance · Templates
Personal finance templates
Budgets, trackers and AI prompts for running your own money, in Google Sheets, Notion, Airtable or Finta MCP. Every one is free to copy. The spreadsheet, Notion and Airtable templates work with numbers you type in; the Finta MCP prompts read the data Finta has synced. Connect Finta when you're done re-downloading the same bank CSV every month.
14 personal finance templates
Newest first
Google Sheets · Personal finance
Envelope budget for Google Sheets
Give every dollar a job. Assign money to envelopes, spend from them and carry what's left into next month.
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Google Sheets · Personal finance
50/30/20 budget template
Sort every category into needs, wants and savings, then see how close each month comes to 50/30/20 and what to move.
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Google Sheets · Personal finance
Couples budget template for Google Sheets
Joint and separate money on one tab, with a split based on your incomes that you can change. Type in transactions or let Finta fill them in.
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Google Sheets · Personal finance
Google Sheets budget template
A monthly budget with a dashboard, rollover and a year of trends. Type in transactions or let Finta fill them in.
View templateFinta MCP · Personal finance
Debt payoff planner prompt
Your full debt picture, avalanche against snowball, and the single change that would help most.
View promptFinta MCP · Personal finance
Dividend and passive income prompt
Dividend income by holding and account, yield and concentration checks, and the gap to your income goal.
View promptFinta MCP · Personal finance
Household finance check-in prompt
Cash flow, spending, balances, upcoming bills and three things to talk about this week.
View promptFinta MCP · Personal finance
Net worth snapshot prompt
Net worth today and over time, what is driving it, and a 12-month projection at your current pace.
View promptFinta MCP · Personal finance
Retirement readiness prompt
Your retirement accounts, contributions, three projections and a benchmark check.
View promptFinta MCP · Personal finance
Spending analysis prompt
A full breakdown by category, forgotten subscriptions, and your top three savings opportunities.
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Google Sheets · Net worth
Net worth tracker for Google Sheets
Assets minus liabilities by week, month, quarter or year, with a trend chart from balance snapshots.
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Notion · Personal finance
Zero-based budget Notion template
Assign every dollar before the month starts. Envelope balances update as transactions sync.
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Notion · Personal finance
Starter Notion personal finances template
Income, expenses and investments in one Notion page, on the tables Finta syncs.
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Airtable · Personal finance
Credit card rewards tracker
Points and miles per card, by category, with transactions you type in or sync from Finta.
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How it works
Pick the tool you already use. Finta fills it.
These templates cover the same jobs in different tools: a monthly budget, a 50/30/20 budget, an envelope budget, a zero-based budget, a rewards tracker, a net worth tracker and prompts that pick apart your spending. They all read from tables Finta can write, so moving from typing to syncing doesn't mean starting over.
7-day free trial. No credit card required.
Choose the tool you already live in.
A spreadsheet, a Notion page, an Airtable base or your AI client.
Copy the template and try it by hand.
Sample rows show how it works before you add your own.
Connect Finta when typing gets old.
Your bank's new transactions land in the source tables on their own.
Personal finance questions
Before you copy one
- Which personal finance template should I start with?
- Start with the tool you already open every day. If that is a spreadsheet, the Google Sheets budget template is the simplest place to begin.
- Can I use more than one template?
- Yes. Each copy is separate, so you can run a Sheets budget next to an AI prompt without one affecting the other.
- Are these templates free?
- Yes, all of them are free to copy. The spreadsheet, Notion and Airtable templates work without Finta. The MCP prompts read your data through Finta, which is a paid subscription with a 7-day free trial.